IMHO the economic effects of barge/tug losses somewhere between 25% and 50%. Would be the big problem. You have an economy with very little slack in it, and now you have to devote resources to building barges/tugs at the same time the "system" (goods/material transportation) that enables production has taken a huge hit. This ripples everywhere, the need to build more aircraft due to higher LW losses, the need to build some sort of naval forces (even Schnellboots) to keep from giving the UK a totally free ride on the waters, etc. The army losses in men and materiel are unfortunate, especially in that you lose experienced soldiers to become cadre for expanded forces, but basically not so much. With a failed SEALION I expect one reaction of Hitler's would be to restrict paratroop ops like after Crete as you'll have heavy transport aircraft losses as well as 100% loss of all troops (killed/captured). To the extent that the LW has higher losses than the same period OTL, that is more pilots/aircrew to train in a system with limited capability.
One cost of failure that has not been discussed much is the huge morale and propaganda effect. The invincible Nazi war machine has been curb stomped by little Britain, who was recovering from Dunkirk. While the outcome of the BoB was a boost for the UK and a downer for Germany, this would be so much more. To some extent the Finns and Hungarians, among others, saw a chance to redress past issues with the USSR or crush communism because when BARBAROSSA kicked off the German war machine still seemed like a world beater. In the aftermath of a SEALION disaster, will they listen to the siren call of the Wehrmacht? Will Mussolini regret jumping in, and perhaps decide not to invade Egypt or Greece, but to sit quietly? Everybody loves a winner, but a loser??