I think you're doing well with this. The border states, outside of the major fighting, are having their own "civil wars," especially since neither side has enough men to truly occupy the area in depth. Maryland would probably be much the same except the size of the armies are so large that independent actors can't really exist without being caught or killed.Thank you!
Well like Sherman (RIP) said, war is cruelty, you cannot refine it. That's something I find many TLs forget about is, no matter who you're rooting for in any given war scenario, many innocents are being killed directly or indirectly and many people will lose their homes. It's a terrible state of affairs and this chapter is really meant to drive that home. Civil wars are the worst IMO because it pits communities against one another with devastating results.
The whole upper south is going to take tremendous effort to rebuild because of the fighting. Not even monetarily, but politically too I suspect.