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Let's say William Jennings Bryan decides to sit out 1908 (John A. Johnson or William Randolph Hearst probably get the nomination), and runs again in 1912. It seems that the Democrats' chances were excellent, regardless of whatever candidate they fielded. Had Bryan not had the stigma of being a three-time loser, he may well have gotten the nomination, and very likely the presidency. How would his domestic and foreign policy have compared from that of Wilson? Would he have enacted the Federal Reserve, or something similar? Any ideas on his cabinet?