WI: The Song defeat the Jurchen Jin and keep their northern lands?

I am not very knowledgeable on this area of the world at this time, so I would be curious to hear some answers to a question I came up with (see title of post).
 
Well, in order to answer that question I think you first need to look at why the Song lost to the Jin in the first place, and why they failed to reconquer the north OTL. One major obstacle was the imbalance in cavalry. Historically, horses suitable for cavalry haven't been native to China proper, so dynasties had to rely on either tribute from nomadic states or their own conquests in Central Asia. Post-Tang no dynasty until the Qing had holdings in Central Asia, and the Southern Song had no tributaries with horses, either. This was a huge handicap in favor of the Jin, which was only compounded by military overconfidence and incompetence on the part of Song. If you want Song to defeat Jin, you could start by giving them a few more competent generals who see how militarily successful Jin is during the war the two fought against the Liao, and which caused them to become enemies in the first place. Also, the Song might avoid, or at least delay, conflict with the Jin by not being so bullheaded about the division of Liao territory, as that was a major sticking point between the two. Overall, however, I think the main factor was what has been a huge problem for basically every native dynasty after the Tang, military incompetence. The Song had a very large and modern army, but they mismanaged their resources, didn't have many skilled generals, and they put far more focus on things other than the military, in that the elite was very Confucian, and so placed little stock in or respect for the usefulness of the military.
 
Expanding about the point in regards to horses--China mainly produces horses traditionally in the North-West near the Hetao region or the area around modern Beijing.These two regions were in the hands of the Tanguts or in the hands of the Khitans until recently.It's not like the Chinese can't raise their horses elsewhere,in fact,the first emperor of the Song Dynasty deliberately set up studd farms in Henan for the purpose of raising warhorses.The problem was that the bureaucrats sabotaged this either because of corruption or their dislike of the military and closed the studd farms and converted them to farms instead.There's also this unsubstantiated claim I have read on the internet which claims that the Song Chinese either did not know how to selectively breed their warhorses or that the whole breeding program was mismanaged and that whenever they get their hands on warhorses,they just breed them with common horses--thus leaving the descendants of the warhorses degenerated.

Another point is that the Song military by the time of the Jurchen invasion was extremely corrupt--generals quite often steals the pay of their troops or falsely document the number of troops under their command so that they can get the extra pay.The army was also split into different grades with some troops--like the Central Army--having a much higher pay than other units,like the ones posted at the frontier,meaning that the troops who fight at the frontlines were often poorly paid and equipped while the ones in the Central Army,which was well equipped was extremely corrupt and does not have as much experience as the frontier forces.

But plainly,the Northern Song Dynasty was pretty much teetering towards collapse at that point in time--there were a number of large scale rebellions during that period,much like the late Ming Dynasty,except the Song forces were able to quell them.The emperor at the helm of the empire was pretty incompetent(the guy was intelligent,but his talent was misspent on art and cultural pursuits rather than in administration,politics and the military) and many of his ministers were pretty corrupt--the six most prominent of them were derogatory labelled as the Six Bandits/Traitors.
 
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