What if Gordon Brown had risked it and called the election that was widely speculated? Given the experiences of this current year, it's very tempting to say that Labour would have lost their overall majority and Brown's (an uncharismatic and stiff figure in front of the media) authority would have been diminished just months into his premiership. Cameron wasn't all that popular at that time, but he also wasn't that well-known. He may very well have 'surged' during the campaign. The Lib Dems may well have suffered an horrific result too. Another interesting factor would have been Scotland. This election would have been in the immediate aftermath of the SNP coming to power for the first time - if they had made sufficient gains, would we have seen IndyRef by the end of that decade?