You're creating some major butterflies here -- for example, the Panic of 1907 was largely a result of the 1906 earthquake; the response to it in turn led to the creation of the Federal Reserve.
Okay, so does anyone know what the most likely consequences of this would be? The US Federal Reserve wasn't created until several years after the Panic of 1907, would it even be created at all? Would the Great Depression have happened?
I did a search about the Reserve in this forum, but there wasn't much there. Nobody previously appears to have asked the question.