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alternatehistory.com
King Ralph is a movie released in 1991 based on the novel Headlong by Emlyn Williams. On the surface it's a standard 90's fish out of water comedy but definitely falls in the category of alternate history as well. In it Finland is depicted as having a Royal Family and a nation state called Zambezi exists I assume around the river of the same name in Africa also with a Royal Family. It depicts an accident during a gathering of the British Royal family that wipes out almost the entire line. After an exhaustive search American lounge singer Ralph Jones is discovered to be the closest living heir do to a philandering Duke having a tryst with his grandmother while she worked as a waitress during a visit to the United States.
Your challenge is to wipe out our real world Royal Family is some sort of horrific but possibly comical way and put the most far fetched least likely person on the British Throne. Like the film we'll be focusing on the time frame between 1986-1996 though no negative points for going outside of that period. Also what are the effects internationally? Do other Commonwealth nations accept this decision? They could abandon Monarchial systems or put their own better suited candidates on national thrones in places like Canada, New Zealand, and Australia. Do groups like the IRA or Scottish and Welsh Independence movements try and take advantage of this to break off chunks of the UK.
Alternate Challenge: Show and tell how Zambezi was created in the King Ralph universe and obtained its Royal Family. Or figure out how Finland Ended up with a Royal Family in the King Ralph Universe?
Be as serious or as ridiculous as you like. Good luck. Have fun.